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Money & Personal Finance

A Beginner’s Guide to Investing in Gold

April 2, 2021 By Rajan Malla Leave a Comment

investing in gold

Investing in gold is one way to protect your portfolio against economic recessions. Many do not have gold in their portfolios because they are afraid of the risks or don’t know how to invest in gold. There are several ways investors can add gold to their stock and bond portfolios.Why Invest in GoldUnlike other forms of currency, gold has held its value fairly well for … [Read more...] about A Beginner’s Guide to Investing in Gold

Buying A Home Post-COVID? Here’s What You Should Know

February 16, 2021 By Rajan Malla Leave a Comment

buying a house

A Changing WorldLet’s rewind the clock a bit.It’s December 31st, 2019, and New Year’s Eve is in full swing.The fireworks are blasting off, the champagne is popping, and people are happy. If you had listened in on others’ conversations, you would hear a general air of hopefulness. Everybody had high expectations for 2020, and they weren’t afraid to let the world … [Read more...] about Buying A Home Post-COVID? Here’s What You Should Know

Is Investing In Property A Good Idea?

March 12, 2021 By Rajan Malla Leave a Comment

investing in property

Investing is one of the biggest ways people prepare for retirement; be it in the stock market, 401(k) plans, precious metals, business opportunities, you name it. However, one particular category of investments that has been gaining traction lately is real estate property investing. It has become so popular because it typically enables your current funds to follow the rate of … [Read more...] about Is Investing In Property A Good Idea?

How Much Rent Can I Afford?

November 23, 2020 By Rajan Malla Leave a Comment

how much rent can i afford

Renting a PlaceGetting a space of your own is deeply ingrained in the psyche of a human. The leverage of being able to decorate your home as you like is very intriguing but as thrilling as it may sound, it is very expensive and might exceed your budget. For this reason, people often prefer renting a place instead.Benefits of Rent CalculatorA rent calculator comes … [Read more...] about How Much Rent Can I Afford?

10 Ways To Make Extra Cash For The Holiday Season

January 12, 2021 By Rajan Malla Leave a Comment

make extra cash

The holiday season is approaching, which means it may be time to start thinking about your financial game plan heading into holidays like Christmas and Hanukah. It’s no secret that this time of the year can be financially difficult for many people, with things like gift-giving and party planning being on the top of everyone’s mind, so it’s important to start thinking about this … [Read more...] about 10 Ways To Make Extra Cash For The Holiday Season

5 Unexpected Expenses And 5 Ways to Pay Them

October 29, 2020 By Rajan Malla Leave a Comment

unexpected expenses

Paying for any expense is never a fun time. But unexpected expenses are especially the worst. They often destroy the most potent of financial plans and leave absolute destruction in their wake.Sometimes it’s a medical emergency that is worth six months of your salary. Another time, you have to attend a wedding —somewhere in Europe.According to Bankrate’s Financial … [Read more...] about 5 Unexpected Expenses And 5 Ways to Pay Them

How I Successfully Paid Off My Student Loan While Doing What I Love

October 7, 2020 By Rajan Malla Leave a Comment

paid off student loan

Your college education plays an impactful role in every aspect of your life. One of the biggest impacts it makes is on your financial life. A lot of times, it puts a damper on your good times. The same happened to me when I started college. I had big dreams and I wanted to enjoy my twenties to the fullest. However, it wasn’t as easy as it seemed. Having to pay the student loan … [Read more...] about How I Successfully Paid Off My Student Loan While Doing What I Love

Legal Issues You Need to Know About Before Buying a Commercial Property

August 25, 2020 By Rajan Malla Leave a Comment

buying a commercial property

Investing in commercial property is always a solid business plan. A decent commercial property can return 4 to 5 percent of its total value in rent, which makes it into a steady alternative revenue that you really don’t have to invest too much in. Then, you can use it to start your own business and eliminate the need to pay rent (which is a massive part of your overhead). … [Read more...] about Legal Issues You Need to Know About Before Buying a Commercial Property

3 Tips for Buying Your Second Home

August 25, 2020 By Rajan Malla Leave a Comment

Buying your second home

Buying your first home may be one of the scariest things a person can do, and although you'd think getting your second home would be easier- it can be just as stressful.  If you're ready for buying your second home and aren't sure where to start, here are some tips to make the big ordeal easier.Tips For Buying Your Second Home1. Be Debt Free Before You … [Read more...] about 3 Tips for Buying Your Second Home

12 Reasons To Buy A Franchise

August 25, 2020 By Rajan Malla Leave a Comment

buy a franchise

If you’ve ever run a business, you know that it’s a monumentally difficult challenge. Entrepreneurs have to handle uncertain market conditions and maneuver their business through difficult times in order to try and make a name for their brand. Nowadays, many of these entrepreneurs are opting to buy franchise businesses instead. It’s no wonder, as franchises come with many … [Read more...] about 12 Reasons To Buy A Franchise

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